Terms and Conditions with No Refund Policy

1. Acceptance of Terms and Conditions:

By accessing and using our financial instrument tools and services (“Products”), you acknowledge and agree to be bound by these Terms and Conditions. If you do not agree to these terms, please refrain from using our Products.

2. No Refund Policy:

You acknowledge and agree that all sales of our Products are final. We do not offer refunds or exchanges for any reason, including, but not limited to, dissatisfaction, change of mind, or technical compatibility issues.

3. Product Description and Warranty:

Our Products are provided “as is” and “without warranty.” We do not guarantee that our Products will meet your specific requirements or expectations. We make no warranties, express or implied, regarding the accuracy, reliability, or completeness of our Products.

4. Payment Disputes:

If you believe there has been an error in processing your payment or if you have any payment-related disputes, please contact our customer support at [contact email/phone]. We are committed to addressing payment issues promptly and professionally.

5. Intellectual Property:

All intellectual property rights in our Products, including but not limited to software, content, trademarks, and logos, are the exclusive property of [Your Company Name]. You may not reproduce, distribute, or use our intellectual property without our explicit written permission.

6. Limitation of Liability:

To the extent permitted by law, [Your Company Name] shall not be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in connection with the use or inability to use our Products, even if we have been advised of the possibility of such damages.

7. Changes to Terms and Conditions:

We reserve the right to modify or update these Terms and Conditions at any time. It is your responsibility to review these terms periodically for changes. Your continued use of our Products after any modifications constitutes acceptance of the updated terms.

8. Governing Law and Jurisdiction:

These Terms and Conditions are governed by and construed in accordance with the laws of the Republic of South Africa. Any disputes arising from or in connection with these terms shall be subject to the exclusive jurisdiction of the courts of South Africa.